Tag: Surivor Benefits

A Blast from The Past SPIA Protection Unintentional Consequences

Several years ago, the old Presidential Life Insurance Company, Nyack New York (Presidential), issued a SPIA with very unique variability which, I helped design.  Of course, this was prior to the Athene Life and Annuity Company (Athene) purchase in 2013.  Up until the Athene purchase, tens of millions of dollars of premium were accepted by Presidential for the “Income & Legacy”, the marketing name for the SPIA.  As fate would…

New Podcast Interview

David Macchia's Outstanding Advisor Podcast S01 E04 - Gary Mettler | Outstanding Advisor Podcast #004 >LISTEN HERE<