Tag: Annuity Improving Mortality

SPIA Purchasing: Are you sure you want to wait for higher interest rates?

  Regarding SPIAs, I know the normal emphasis is on interest rates but, when SPIAs are “mortality based”, paid on the stipulation you remain alive, mortality and mortality discounts become much more important factors in the decision of when to purchase vs. the speculation of an interest rate increase from these ultra-low levels down the road. Take the following example of 100 males all age 65 who purchase a lifetime…

New Podcast Interview

David Macchia's Outstanding Advisor Podcast S01 E04 - Gary Mettler | Outstanding Advisor Podcast #004 >LISTEN HERE<